PRIVACY AND TERMS OF USE

This Credigy Internet Privacy Statement applies only to our United States customers, clients and other visitors to our web site. This privacy statement explains how Credigy collects, uses and safeguards information on this web site. This privacy statement does not apply to the practices of companies that we do not own or control, or to people that we do not employ or manage. We reserve the right to make changes to our Internet Privacy Statement at any time and from time to time without further notice to you.

INFORMATION COLLECTION AND USE

We may collect personally identifiable information when you visit or use our pages. We may also receive personally identifiable information from our business partners. We track how our site is used by anonymous visitors by using a small string of text that is sent to your browser known as a “cookie” to collect information that includes the server your computer is logged onto and your browser type (such as Netscape or Internet Explorer). A cookie cannot retrieve any other data from your hard drive, pass on computer viruses or capture your email address or any other personally identifiable information.

We limit the collection of information about our customers, clients and other visitors to what we need to collect in order to administer a customer’s account, provide customer service and to satisfy any legal and/or regulatory requirements.

We also automatically receive and record information on our server logs from your browser including your IP address, cookie information and the page you requested.

We may use this information for four general purposes: to customize the content you see, to fulfill your requests for certain services and information, to contact you, and as permitted by applicable law.

INFORMATION SHARING AND DISCLOSURE

We do not disclose any information we collect unless we have previously been informed or authorized by the customer, client or other visitor to do so or such disclosure is otherwise required or permitted by law. We will send personally identifiable information about you to other companies or people when:

  1. we have your consent to share the information;

  2. we need to share your information to provide the product or service you have requested;

  3. we need to send the information to companies who work on behalf of Credigy to provide a product or service to you (unless we tell you differently, these companies do not have any right to use the personally identifiable information we provide to them beyond what is necessary to assist us);

  4. we respond to subpoenas, court orders or legal process;

  5. we find that your actions on our web site violate the above terms of service, or any of our usage guidelines for specific products or services; or

  6. we may otherwise disclose such information as permitted by applicable law. 

HOW WE SAFEGUARD INFORMATION

We limit access to information systems to those who need it to conduct their business responsibilities and to meet our customer servicing commitments. We employ safeguards designed to protect the confidentiality and security of our customer and client information.

COOKIES

We may set and access cookies on your computer.

DIGITAL MILLENNIUM COPYRIGHT ACT (“DMCA”)

Credigy respects the intellectual property rights of others. Per the DMCA, Credigy will respond expeditiously to claims of copyright infringement on the web site if submitted to Credigy's Copyright Agent as described below. Upon receipt of a notice alleging copyright infringement, Credigy will take whatever action it deems appropriate within its sole discretion, including removal of the allegedly infringing materials and termination of access for repeat infringers of copyright protected content.

If you believe that your intellectual property rights have been violated by Credigy or by a third party who has uploaded materials to our web site, please provide the following information to the designated Copyright Agent listed below:

·         A description of the copyrighted work or other intellectual property that you claim has been infringed;

·         A description of where the material that you claim is infringing is located on the web site;

·         An address, telephone number, and email address where we can contact you and, if different, an email address where the alleged infringing party, if not Credigy, can contact you;

·         A statement that you have a good-faith belief that the use is not authorized by the copyright owner or other intellectual property rights owner, by its agent, or by law;

·         A statement by you under penalty of perjury that the information in your notice is accurate and that you are the copyright or intellectual property owner or are authorized to act on the owner's behalf;

·         Your electronic or physical signature.

Credigy may request additional information before removing any allegedly infringing material. In the event Credigy removes the allegedly infringing materials, Credigy immediately notify the person responsible for posting such materials that Credigy removed or disabled access to the materials. Credigy may also provide the responsible person with your email address so that the person may respond to your allegations.

 

Pursuant to 17 U.S.C. 512(c). Credigy’s designated Copyright Agent is:

Attn: Copyright Agent

Phone number: +1 (678) 210-7089

Address: 3715 Davinci Court, Suite 200, Norcross, Georgia 30092

Email address: copyrightagent@credigy.net

Credigy is a workplace that is free of discrimination and full of opportunity. We prioritize diversity, inclusion and belonging, and we are dedicated to unbiased recruiting, hiring and employment practices. Authenticity goes a long way at Credigy and we get excited about the privilege of hiring people from diverse backgrounds. We are proud to be an Equal Opportunity Employer and commit to ensuring all applicants and employees are considered based on their qualifications and merit, without regard to race, ethnicity, religion, national origin, sex, sexual orientation, gender identity, age, veteran status, citizenship, disability, pregnancy, or any other status protected by law. We expect each employee to support this policy in our daily operations and we do not tolerate discriminatory practices or harassment in any form. No matter how you identify, or what background or industry you come from, we welcome you and feel honored you are considering opportunities at Credigy.